Electricians in Loveland, CO
Loveland has about 78,410 residents, its own city-owned electric utility and its own building division. We connect Loveland homeowners with independent local electrical contractors for free, no-obligation quotes. The contractor you choose quotes, permits, contracts and does the work directly with you.
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Loveland houses span several decades
Census figures (ACS 2024 5-year) show Loveland has a slightly larger share of older homes than Fort Collins. The median Loveland home was built in 1993, and 34.1% of homes were built before 1980, compared with 30.6% in Fort Collins. About 7.5% date from before 1950, while 18.1% have gone up since 2010. Roughly 62.2% of homes are owner-occupied, and the median home value is $479,000.
In a 1960s or 1970s house, panel and service size often decide what else is possible, and adding an EV charger, induction range or heat pump can mean an upgrade first. Newer homes more often need added circuits, chargers or basement lighting.
The CPSC says homes wired between 1965 and the mid-1970s may have aluminum branch wiring. With an older Federal Pacific or Zinsco panel, ask a licensed electrician to evaluate it.
Loveland Water and Power and your project
Loveland Water and Power is city-owned and gets almost all of its power from Platte River Power Authority. A utility fact sheet (likely from 2023) lists 688 miles of line, 589 of them underground circuit miles. Report outages to 970-663-1043.
On service upgrades, the utility-side cost may be billed separately from the contractor's quote. Ask whether yours includes it.
Rebates you may qualify for
Loveland customers are eligible for Efficiency Works. Beyond the panel incentives in the FAQ below, ducted heat pumps can earn $1,500–$2,000 per unit in 2026. The EV charger rebates we found are for public and business chargers only.
Permits and code in Loveland
Inside city limits, the City of Loveland Building Division issues electrical permits. Outside them, unincorporated Larimer County addresses go to the Larimer County Building Division, which took over electrical permits from the state on July 1, 2020.
Colorado adopted the 2023 National Electrical Code effective August 1, 2023; ask the city which edition applies. State law lets homeowners permit work on their own home, but not one for sale or rent. This is general information, not legal advice.
Typical prices before you get Loveland quotes
| Job | Typical range |
|---|---|
| Electrician hourly rate | $50–$130 per hour |
| Panel upgrade (100 A → 200 A) | $750–$2,000 (utility service-upgrade costs extra) |
| Level 2 EV charger installation | $700–$2,000, plus permit about $100–$200 |
| New outlet | $200–$300 |
See the full electrician cost guide and calculator.
Common electrical projects in Loveland
- Panel upgrades & replacement: the usual first step for older homes adding big electric loads.
- EV charger installation: garage chargers, with a panel check first.
- Home rewiring: for older wiring, including aluminum branch circuits.
- Lighting & ceiling fans: recessed lights and fans in remodels.
- Outlets, switches & GFCI: added circuits and GFCI protection.
Before you hire
- Confirm the contractor's Colorado electrical contractor registration and its master electrician's license with the Colorado Division of Professions and Occupations (DORA) license lookup.
- Confirm the contractor holds the Loveland contractor license the city requires.
- Ask who pulls the permit, and make sure it is pulled before work starts.
- Ask for proof of insurance.
- Get a written quote that says whether the utility's service-upgrade costs are included.
Loveland electrician FAQ
Who issues electrical permits in Loveland?
Inside city limits, the City of Loveland Building Division issues electrical permits and handles inspections. City permit documents call for a Loveland contractor license and an Electric Service Worksheet. Unincorporated addresses go to the Larimer County Building Division. Check with the city for current requirements. This is general information, not legal advice.
Does a panel upgrade in Loveland involve Loveland Water and Power?
Often, yes. City permit documents say service upgrades and solar or battery projects need a Notice to Proceed and a signed Electric Service Worksheet from Loveland's electric utility. The utility's share of the cost may not be in an electrician's bid, so ask what is included and confirm the steps with the city.
Can Loveland homeowners get Efficiency Works rebates?
Loveland customers are eligible. For 2026, Efficiency Works lists $500 for a 200 A+ panel upgrade paired with an EV charger, heat pump, induction range, heat pump water heater or solar/battery, and $250 for a load-sharing device. A listed provider must do the work and funding is limited. You may qualify; check efficiencyworks.org before you sign.
Nearby areas
Get a clear electrical quote before you commit.
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